FAQ

Frequentely Asked Questions

• What Is A Building System?
• Tell me more about the modular home process...
• How Long Does It Take To Build a Modular Home?
• What's The Difference? I See The Terms "Manufactured Home" and "Modular Home"
• I Know That Modular Homes Are Built To The Same Codes As Site-Built Homes, But Is Financing Any Different?
• OK, You've Convinced Me! How Do I Buy One?
• And one last item that we haven't covered - COST !

What Is A Building System?

Simply put, a building system is a highly engineered method of producing buildings or building components in an efficient and cost effective manner. The use of building systems is common in many different types of residential and commercial construction.
A modular home is the culmination of one type of building system. Modular homes actually begin as components; designed, engineered and assembled in the controlled environment of a modern factory sometimes hundreds of miles away from their final destination. It is when these components come together on your building site and the final finish is completed by your builder, that the components become a home for you and your family. [Top]

Tell me more about the modular home process...

Today's modular systems are models of efficiency and quality assurance. The building process begins at the design phase. Most modular producers use state of the art computer assisted design stations which aid them in customizing floor plans and producing drawings and material requirement lists. Once designed, the building process begins. This process is similar to what you've seen during the construction of houses in your neighborhood. The quality materials and care for detail, and the same building codes and standards are observed. So what's different? Efficiency and quality control!

Efficiency begins with modern factory assembly line techniques. Your home travels to workstations, with all the building trades represented. Work is never delayed by weather, subcontractor no-shows or missing material. Quality engineering and modular construction techniques significantly increase the energy efficiency of your modular home. A quality control process provides 100% assurance that your home has been inspected for code compliance and workmanship. In-plant inspectors as well as independent inspection agencies inspect the home on behalf of your state & local government. [Top]

How Long Does It Take To Build a Modular Home?

Speed and consistent quality are two of the many advantages for choosing modular components for your new home. On the average, a home consisting of two modules will be factory produced in six or seven days. Once the manufacturing process is complete, typically with interior finish right down to carpets and wall finish, the unit must be transferred to the building site and placed on its foundation. Final completion is usually handled by a local builder or general contractor and includes connection of utilities to the home, and a short list of finish work. Normally the home is completed in two or three weeks. [Top]

What's The Difference? I See The Terms "Manufactured Home" and "Modular Home". 

Manufactured homes, sometimes referred to as mobile homes, are another type of building system and are constructed to a different building standard.This standard, the Federal Construction Safety Standards Act (HUD/CODE),unlike conventional building codes, requires manufactured homes to be constructed on a non-removable steel chassis. Many communities have restrictions on where manufactured homes can be located.

Modular and site-built homes on the other hand, are constructed to the same building code required by your state, county and specific locality and therefore are not restricted by building or zoning regulations. Your new modular home is inspected at the assembly plant during each phase of construction. Evidence of this inspection is normally shown by the application of a State or inspection agency label of approval. [Top]

I Know That Modular Homes Are Built To The Same Codes As Site-Built Homes, But Is Financing Any Different?

There is no distinction between modular and site built homes as far as appraisal or financing. Banks and lending institutions treat both types of construction the same. Likewise, there is no difference in insuring the modular property. [Top]

OK, You've Convinced Me! How Do I Buy One?

There are, in fact, several lending institutions that offer financing for modular homes.  

To find out if you qualify for a home loan, we can recommend various loan programs.  They have programs to fit most customers.  They offer competitive rates, low down payment programs, one closing for the construction and permanent loan, Sweat equity, and more!  They also loan for investment properties. [Top]

And one last item that we haven't covered - COST !

When you add up all the labor, material and time savings inherent in the modular building process, you will find that the price of a modular home is generally lower than a traditionally built home of comparable size. And you will keep saving money year after year, as the energy efficiency of your home keeps your heating and cooling bills low. [Top]